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ICBC Easy Loan Partner

From May 10 to July 31, 2018

 

I. Time
From May 10 to July 31, 2018
 
II. Activity Details
You can get a “Yuzhouhang (universe bank)” gift by participating in the ICBC Easy Loan partner activity to generate your unique QR code, and recommending others to apply for ICBC Easy Loan (complete withdrawal but has not made repayment within the period of offer):
Easy Loan partner (recommender):
One RMB20 ICBC e-Life electronic coupon is given as a reward for successfully recommending one new ICBC Easy Loan customer;
One RMB120 ICBC e-Life electronic coupon is given as a reward for successfully recommending five new ICBC Easy Loan customers;
One RMB499 ICBC e-Life electronic coupon is given as a reward for successfully recommending 20 new ICBC Easy Loan customers;
One RMB1,600 ICBC e-Life electronic coupon is given as a reward for successfully recommending 60 new ICBC Easy Loan customers;
One RMB4,999 ICBC e-Life electronic coupon is given as a reward for successfully recommending 150 new ICBC Easy Loan customers;
Recommended person:
Customers have the chance to get one RMB3,999 ICBC e-Life electronic coupon as long as they successfully obtain a loan of no less than RMB5,000 (inclusive) with a term of no less than three installments and that have not been repaid before maturity.
Electronic coupons can be used for phone top-up and purchasing video games, video membership and digital products (such as cell phone).
 
III. Rules
1. “Recommending new ICBC Easy Loan customer” means that it is the first time for the recommended person to apply for ICBC Easy Loan and the withdrawal is successfully made and repayment is not made before maturity during the period of offer. Successful withdrawal date is subject to the successful loan release date displayed in the ICBC system.
2. ICBC Easy Loan partner (recommender) needs to visit the designated activity page to fill out relevant information in order to generate unique QR code and invitation link before they can send such code or link to the recommended person. The recommended person visits the information retention page through scanning and clicking such code or link to fill out name and ID card number, and then jump to the ICBC Easy Loan application page to apply for ICBC Easy Loan. The recommended person can only fill out the activity participation information once, and the information should be accurate.
3. QR code information could be modified. If a customer generates multiple QR codes in the same activity, only the latest will be displayed. Achievements of all QR codes for the same activity are summed up. During the period of offer, the recommender is entitled to only one best prize. Prizes at different levels shall not be accumulated.
4. Limited quota on a first-come-first-served basis.
5. “ICBC e-Life” electronic coupons will be issued via “ICBC e-Life” App. In order for recommenders to acquire and use electronic coupons, they need to download and register “ICBC e-Life” App and ensure the mobile phone number provided when QR code is generated is consistent with that used for registering “ICBC e-Life” App. Electronic coupons are valid for 15 days. If fail to acquire or use the electronic coupons due to personal reasons, ICBC will not grant the coupons again.
6. “ICBC e-Life” electronic coupons can only be used for phone top-up and purchasing video games, video membership and digital products (such as cell phone). You can view your “ICBC e-Life” electronic coupons via “ICBC e-Life” App with the phone number that has been used for registration. Specific use methods are given in the electronic coupon instructions.
7. ICBC won't charge prize-related fees in any form, please guard against fraud.
8. In the event of the following circumstances: fraud, cash-out, overdue repayment, card freezing, suspension, confiscation, cancellation, failure to repay other debts to ICBC, violation or suspected violation and breach of the Contract on ICBC Easy Loan for Personal Credit Consumption or the activity rules and other regulations, recommenders will be disqualified for the activity and ICBC reserves the right to take legal measures.
9. To the extent permitted by the law, ICBC reserves the right to revise the activity rules and suspend or cancel the activity, which will take effect once released on the official website of ICBC.
 
 
IV. Product Profile
1. ICBC Easy Loan: an RMB loan product which is neither guaranteed nor secured, and disbursed by ICBC to borrowers meeting specific conditions for legitimate and compliant consumption purposes.
2. Characteristics of ICBC Easy Loan:
Completely relying on personal credit   processing online only
Revolving credit  borrowing and repayment at any time
Preferential interest rate  flexible term
Maximum credit line of RMB800,000


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