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Email:jobs@kh.icbc.com.cn

1.Credit Officer of Personal Loan:

Job Descriptions:

·To provide consulting and introduction on personal loan products, and to accept loan application and collect necessary documents.
·To be responsible for the completion, accuracy and authentication of the documents; To conduct due diligence and enquiry the creditworthiness of the applicant; To conduct interview and onsite investigation; To express investigation conclusions.
·To Prepare Legal Documents (Letter of Offer, Loan Contract, and Mortgage Agreement) for signing after loan approval. To process the Hypothec registration on title deed.
·To Monitor and inform customer on repayments; To Detect any warning signs of an impending problematic accounts. To assist the supervisors for the existing and new loan customer. To check the securities whether they are legally applied to prevent the risks in the case of defaults.

Other requirements:

·Bachelor's degree or above on Finance and Banking or equivalent professional qualifications.
·Familiar with local real estate market.
·At least 2 years work experience in related field with the banking job
·Good verbal and written communication skills in English. Verbal and/or written Chinese Mandarin is an advantage.
·Excellent communication & Interpersonal Skills. Ability to work well autonomously and as part of a team
·Computer literacy.

2. Corporate-banking Relationship Officer

Job responsibilities:

·Assisting to develop banking products sale and enhance the bank market share.
·Responsible for corporate customer sales and involving researches; Identifying potential customers to propose financial service schemes; Timely managing customer demanding services and complaints.
·Conducting customer research and market analysis.
·Well performance within team for daily working tasks; well-coordinated partner with other involved teams; effectively perform other department-assigned duties.

Other Requirements:

·Diploma or higher degree in Finance and Banking or other related professional qualifications.
·Sufficient knowledge in market awareness and customer network.
·At least three years experience in banking credit and other related fields.
·Excellent verbal and written communication skills in English. Knowledge of Verbal and written Chinese mandarin is an advantage.
·Excellent communication and interpersonal skills, creative, flexible, self-directed and cooperated team player.
·Computer literacy.

3. Credit risk management

Job responsibilities:

·Review and analysis the overall credit risk of the bank
·Supervise the implementation of other management measures of credit risk
·Management of credit risk assessment.
·Perform to monitoring , supervise the post-lending management measures

Other Requirements:

·Bachelor's degree on financial management , FRM or equivalent professional qualifications
·A minimum of 5 years of work experience in related field with credit management.
·Excellent Data statistics and analysis skills
·Fluent skills in English and Chinese.
·Computer literacy.

4.Marketing risk management officer

Job responsibilities:

1.Review and analysis the overall marketing risk of the bank
2.Marketing risk management, supervision and analysis by system or model
3.Financial business risk review and marketing risk limit control.
4.Management of marketing risk assessment and report.

Other Requirements:

1.Bachelor's degree on financial management, FRM or equivalent professional qualifications.
2.A minimum of 3 years of work experience in related field with financial marketing business or marketing risk management.
3.Excellent Data statistics and analysis skills
4.Fluent skills in English and Chinese.
5.Computer literacy.

5.Accounting Job Description (officer)

General Purpose

The officer accountant is responsible for applying accounting principles and procedures to analyze financial information, prepare accurate and timely financial reports and statements and ensure appropriate accounting control procedures.

Main Job Tasks and Responsibilities preparing accounts and tax return administer payrolls and controlling income and expenditure preparing financial information for audit compiling and presenting reports, budget, business plans, commentaries and financial statements analysing accounts and business plans financial forecasting and risk analysis

Education and Experience

Knowledge of accepted accounting or auditing practices and principles
Knowledge of economic principles
Knowledge of applicable laws and regulations
Knowledge and experience of related computer applications, strong Excel skills
Accounting degree or equivalent
Passed through 5 exams of ACCA or more

Key Skills of Accountants

Attention to detail and accuracy
Excellent self-inquiry learning ability
Excellent English language writing, reading skills
Good Chinese language writing, reading skills
Planning and organizing
Strong communication skills
Information and task monitoring
Stress tolerance

6.Accounting Job Description (Senior)

General Purpose

The senior accountant is responsible for looking after a company’s accounts, advising managers about the financial implications of business decisions to aid growth and profit.

Main Job Tasks and Responsibilities
Preparing accounts and tax return
Analyzing accounts and business plans
Financial forecasting and risk analysis
Preparing reports, budget, business plans, commentaries and financial statements
Undertaking financial administration
Liaising with managerial staff and other colleagues
Supervising a team of accounting technicians
Developing and managing financial systems/policies
Negotiating and obtaining finance for other departments
Controlling and forecasting income and expenditure

Education and Experience

Knowledge of accepted accounting or auditing practices and principles
Knowledge of economic principles
Knowledge of applicable laws and regulations
Knowledge and experience of related computer applications, strong Excel skills
Accounting degree or equivalent
Usually a minimum of 3 years experience in the management of financial systems and budgets, financial reporting, financial data analysis, auditing, taxation and providing financial advice Accounting degree or equivalent

Key Skills of Accountants

Self-motivation
Integrity
High level of numeracy
Team working ability
Business acumen and interest
Communication and interpersonal skills
Proficiency in IT
Analytical ability
Ability to reflect on one’s own work as well as the wider consequences of financial decisions
Organizational skills and ability to manage deadlines a methodical approach and problem-solving skills
Excellent English language writing, reading skills
Good Chinese language writing, reading skills

7. Customer Service Officer

Job Responsibilities:

· Deliver to customers with effective and efficient banking products and services
· Promote and cross-selling banking products
· Be honest and responsible
· Must perform other duties as assigned

Requirements:

· Must have good command in both spoken and written Chinese and English
· Pleasant and friendly personality
· Working Experience will be an advantage, but fresh from university are accepted
· Willing to work under pressure
· Having driving license is priority 

8. Teller/Remittance Officer

Job Responsibilities:

· Manage daily cash transaction such as deposit, withdrawal,etc
· Process remittance tasks
· Ensure proper data entries and transaction of the product and services provided to customer
· Be honest and responsible
· Must perform other duties as assigned

 Requirements:

· Must have good command in both spoken and written Chinese and English
· Pleasant and friendly personality
· Working Experience will be an advantage, but fresh from university are accepted
· Willing to work under pressure

9.Supervisor of Operation Dept

Job Responsibilities:

· Direct and coordinate financial activities of operation staff
· Prepare operational or risk reports for management analysis
· Review collection reports from operation staff
· Authorization to teller transaction 
· Be honest and responsible
· Must perform other duties as assigned

Requirements:

· Bachelor Degree in Banking and Finance, Accounting, Business Management or any related fields
· At least 2 years experience in banking industry
· Experience in handling remittances of SWIFT operations
· Highly responsible and have integrity manner
· Willing to work under pressure and overtime

NOTE: All posts for Cambodian nationality